From deciding not to have more babies to making plans for how to give hundreds of thousands to adult children, Guardian Australia readers share their experiences of planning for life with or without inheritance
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Read more from The Age of Inheritance series here
Over the next two decades, economists predict that $5.4tn will be passed down from ageing baby boomers to their beneficiaries. We asked Guardian Australia readers to share their experience of giving, getting or living without an inheritance. Here is what some told us.
Ash, Western Australia